Annual Credit Review - Individual Contributor



Job Description

  • Job Description:
    • Inviting applications for the role of Credit Underwriting Specialist / Credit Decisioning Expert.
    • In this role, you will be responsible for underwriting, credit decisioning, and approval of corporate loans, with a focus on risk assessment, financial analysis, and policy compliance.
    Job Requirements:
    • Experience: 8?15 years of relevant experience in Corporate Banking / FIG / Corporate & Investment Banking with exposure to credit decisioning and approval of corporate lines of credit.
    • Proven expertise in Underwriting & Credit Decisioning with credit approval authority for corporate loans.
    • Experience in underwriting mid to large corporate loan cases and presenting them to senior management for review.
    • Core responsibilities include credit risk decisioning, credit risk approvals, and underwriting of corporate exposures.
    • Ability to prepare, review, and finalize credit memos, ensuring compliance with documentation and policy requirements.
    • Responsible for approval/decline signoffs on credit proposals after thorough analysis.
    • Review and authorize deviations raised by underwriters, ensuring adherence to credit policy.
    • Strong financial acumen with expertise in financial statement analysis, cash flow, leverage & liquidity assessment, credit quality review, and assigned value risk analysis.
    • Excellent communication and presentation skills for interaction with senior stakeholders and credit committees.

Job Details

Experience : 8 To 13
Number Of Vacancies : 10
Job Type : Permanent
Industry Type : IT/Software
Salary : 9 Lac - 20 Lac P.A

Education Summary

UG : BE/B.Tech PG : Any PG Degree

Contact Details

Contact Person : NA
Contact Number : 4466164567
e-mailId : careers@tcs.com
Address : Tata Consultancy Services,
 17, Cathedral Road, Chennai.

Back

Office Location

Central Jakarta No 1234, Jakarta, Indonesia